Ocean Capital Financial Group, LLC Now providing LoanAvance

Put More Assets to Work for You

• > No fees, points, or closing costs
• > Competitive interest rates
• > No preset monthly payments
• > No prepayment penalty
• > Flexible borrowing terms
• > Quick approval process

Manage a Flexible Line of Credit

With this secured line of credit there is no need to stick to a set payment schedule. Instead, LoanAdvance lets you customize your payments to your personal schedule, as long as you maintain the required equity level in your brokerage account. You can also prepay your principal balance anytime, without penalty.1 LoanAdvance also gives you the flexibility to borrow up to 70% of the market value of qualified equity, mutual fund, and investment-grade corporate or municipal bond securities, as well as up to 90% of the market value for U.S. Treasury securities.

Convenient Access to Cash

Access your LoanAdvance account via:

• > Check request
• > Federal Funds wire transfer
• > LoanAdvance checkbook

Jeremy VanDervort EARNS PRESTIGIOUS DESIGNATION TO HELP HOMEOWNERS IN DANGER OF FORECLOSURE

 Jeremy VanDervort EARNS PRESTIGIOUS DESIGNATION TO HELP HOMEOWNERS IN DANGER OF FORECLOSURE

Jeremy VanDervort of Ocean Capital Real Estate Services Group has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by “distressed” homes in the foreclosure process.

Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.

In the Palm Beach County, more than 10,000 homes are in danger of foreclosing. It is happening in all price ranges. Local experts say that even high-priced homes are not immune.

“This CDPE designation has been invaluable as I work with sellers and lenders on complicated short sales,” said VanDervort. “It is so rewarding to be able to help sellers save their homes from foreclosure.”

Alex Charfen, founder of the Distressed Property Institute in Boca Raton, Fla., said that Realtors® such as Tim with the CDPE designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which virtually destroys the credit rating. These experts also may better understand market conditions and can help sellers through the emotional experience, he said.

The Distressed Property Institute opened in January 2008 and provides training on-site and online. The CDPE is the premier designation for Realtors helping homeowners in distress and handling short sales.

“Our goal is to educate as many people as possible so we can help as many homeowners as possible,” Charfen said.

For more information about CDPE designation or to find a certified distressed Realtor in your area, please call 1-800-895-7174.

Timothy Linnell EARNS PRESTIGIOUS DESIGNATION TO HELP HOMEOWNERS IN DANGER OF FORECLOSURE

Tim Linnell of Ocean Capital Real Estate Services Group has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by “distressed” homes in the foreclosure process.

Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.

In the Palm Beach County, more than 10,000 homes are in danger of foreclosing. It is happening in all price ranges. Local experts say that even high-priced homes are not immune.

“This CDPE designation has been invaluable as I work with sellers and lenders on complicated short sales,” said Linnell. “It is so rewarding to be able to help sellers save their homes from foreclosure.”

Alex Charfen, founder of the Distressed Property Institute in Boca Raton, Fla., said that Realtors® such as Tim with the CDPE designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which virtually destroys the credit rating. These experts also may better understand market conditions and can help sellers through the emotional experience, he said.

The Distressed Property Institute opened in January 2008 and provides training on-site and online. The CDPE is the premier designation for Realtors helping homeowners in distress and handling short sales.

“Our goal is to educate as many people as possible so we can help as many homeowners as possible,” Charfen said.

For more information about CDPE designation or to find a certified distressed Realtor in your area, please call 1-800-895-7174.

Ocean Capital Real Estate Services Group - Anniversary - President of Operations Announcement.

OCL has established an alliance with J D Block Services, Inc. to leverage Jon N. Block’s workout and consulting experience.

J. D. Block Services, Inc. is a full service real estate company with over 15 years of expertise in the real estate field. We have expertise in real estate brokerage, mortgage brokerage, real estate management and asset management. Over this period we have represented clients, including institutional clients, banks, insurance companies, REITs, and real estate developers and other clients in many different facets of our industry.

Some of the services we have provided our clients:

• Sale and marketing of all types of income properties, land and other real estate projects.
  
• Acquisition services, including financial analysis, market studies and property/portfolio review, and value analysis through finial bid; site selection and acquisition for bank branches.
  
• Management of the rezoning and site planning process for several developers and site purchasers from apartments, self storage, office and industrial developments, and PUD developments.

We have a strong expertise in managing property transitions, workouts and portfolio liquidations for individuals, institutional and corporate clients, as both consultants and as partners. This experience ranges from individual properties, to portfolios and in cases taken control of an entire company for re-positioning and/or disposition and liquidation. As part of those efforts we often provide market studies, property evaluations, operational reviews and strategic planning for clients including both property and/or asset management of the property, portfolio or company.

We also have handled CMBS underwriting on commercial loans for lenders and special servicers for new and loan assumptions, and managed receivable portfolios.

Some examples of the project/asset management assignments:

• Normandy/Springs Subdivisions - restart development operations after shut down due to developer financial issues. Included meeting with subcontractors arranging payment schedules, investor funding and build out.
• Somerset - Subdivision workout.
• Atlantic Gulf Communities Corp. - Assume direction and operational responsibility of public company, determine business strategy, developed operations plan and managed operations and final liquidation:

o Includes receivables portfolio
o Large amount of real estate (evaluate, inventory and market)
o Two PUDs
o Resolve employee, pension, other issues
o Chapter 11 and Chapter 7 filings

• Apartments - Retained to manage the turnaround of several projects with upgrading tenants, raising rental rates, established routines for management, and reduced operating expenses to maximize value.
• Miller Office - Foreclose, take over through bankruptcy, renovate, re-lease tenant spaces and market for sale.
• Atlantis Plaza - Shopping center in disrepair and with declining tenants; renovate and re-lease for a financial institution client.

Ocean Capital Lending debuts new web-site

Ocean Capital Lending debuts the new interactive web-site providing a host of commercial, residential and international banking services. Our extensive knowledge base provides premier advisory services by securing its clients the absolute best loan terms available in the marketplace.

Ocean Capital Real Estate Services Group established

Ocean Capital Real Estate Services Group is established today providing real estate sales, lease, management and consulting services to the global market place. It was created to support the needs of sophisticated property owners and developers the world over.

Ocean Capital Financial Group and ING ......

Ocean Capital Financial Group, LLC is proud to announce it now clears securities through Financial Network, an ING company. Ocean Capital Financial Group, LLC provides a private banking approach to financial services providing customized client solutions and advisory services.

Ocean Capital Lending joins USGBC

Ocean Capital Lending has joined the USGBC today to further our commitment and belief for greener and more eco-friendly business practices. The U.S. Green Building Council (USGBC) is a non-profit organization committed to expanding sustainable building practices. USGBC is composed of more than 15,000 organizations from across the building industry that are working to advance structures that are environmentally responsible, profitable, and healthy places to live and work. Members includes building owners and end-users, real estate developers, facility managers, architects, designers, engineers, general contractors, subcontractors, product and building system manufacturers, government agencies, and nonprofits. They are also committed to providing education and greener building practices by following LEED® (Leadership in Energy and Environmental Design).