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Credit Lines

Line of Credit under $50k

  • These are business lines of credit unsecured that provides business owners fast easy access to funds whenever needed. They also provide the option to secure a lower rate by using your investments as collateral. These credit lines can be used for improving cash flow, funding payroll, seasonal working capital, refinancing debt, purchasing inventory and materials or even emergency funds. Rates are based on prime plus lender margin. Often times these lines can be provided without proof of income or assets. Speak to your OCL advisor for more information.


Line of Credit over $50k

  • These are lines of credit that can be structured as warehouse lines that give the utmost flexibility for enhancing your lending capacity. If your business is in need of $100 million dollars or more to take advantage of acquisition opportunities and implement growth strategies, this can be one of the best options for you. These lines can be based on either Libor or Prime plus lender margin.

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