Ocean Capital Lending is the premier mortgage company, exclusively offering an array of residential loan products in excess of $500,000. Whether you are looking for a residential mortgage to purchase that new home or construct the home of your dreams, Ocean Capital Lending has all the right loan programs to offer. Our experienced lending team will be glad to assist you in choosing the right loan product that fits your goals and needs.  

Pre-Approvals: Obtain a pre-approval before you shop for that new home with no upfront application fees

Loan programs:

• Fixed Rate Loans – 10, 15, 20, 25, 30, 40 year fixed rate
• Adjustable Rate Loans (ARM) – 1, 3, 5, 7, 10 year fixed products
• Interest Only Products – Fixed and Adjustable programs
• Construction/Permanent – Primary, secondary and speculative, custom, owner builder
• Jumbo Loans – ARMs, Fixed, 15 and 30 year products
• Investment Property Loans – 1 to 4 unit dwellings
• Land Loans – Lot loans, rural, raw land
• 100% Financing Programs
• Purchase/Refinance
• Purchase and Rehab loans, renovation
• First time home buyer programs (FTHB)
• Down payment assistance